Founded before the start of the Great Recession, Live Oak emerged out of the rubble of 2008 as the first bank to keep the customer at the center of the business model. We put a groundbreaking spin on what banking could be, focused on service and technology to redefine banking. We are a digital bank serving small business owners across the country. We offer FDIC-insured banking products to help you buy, build and expand your business, along with high-yield savings and CD products to grow your hard-earned money.