As the annual holiday gift exchanges wind down, it's time for the second round of exchanges – the returning of gifts to stores or online retailers for something else. Of course, this happens year-round with returns expected to account for about $890 ...

The National Retail Federation reports that returns will total $890 billion for all of 2024. Returns happen year-round, but are most prevalent during the holiday season, the organization said. But etiquette experts caution there is a delicate art to returning, or even regifting, the presents you receive.

Target is obeying its original 90-day return policy for most items.Stores just like Target aren't only going to be busy with returns, but people have gift cards to spend, too. If you receive a gift card,