The number one hurdle for most prospective home buyers is getting approved for a loan. But once that’s done, how is your monthly payment calculated? And is there anything you can do about it? FOX 5 ...

Amortization is an accounting technique used to distribute asset value or loan principal over time. There are different techniques for calculating amortization and depreciation and there is guidance ...

Lenders calculate how much interest you’ll pay with each payment in two main ways: simple or on an amortization schedule. Short-term loans often have simple interest. Larger loans, like mortgages, ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Principal is the amount you borrowed, and interest is the amount you pay to the lender as a charge for borrowing. To ...

Amortization refers to the repayment of loans in which part of each payment goes to the loan’s principal and part to interest. With mortgages, amortization means that borrowers pay off their loans ...

The housing market has been going up, and as a result, a lot of investors and homeowners are finding themselves benefitting from substantial appreciation on their home values. Investors often approach ...

When you buy real property for your small business, you must deal with amortization and appreciation issues. Amortization is paying off a loan over a period of years, usually in equal payments that ...

So you’re looking for one of the best business loans or financing options available. That’s great, but how do you know if you can actually afford it? Before you borrow funds for your business, ...