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Nearly 230 million licensed drivers travel American roadways throughout the U.S., but most of the ones with car insurance probably don't understand their coverage. The truth is that insurance policies ...

Laura Longero is an award-winning writer and editor who has more than 15 years of editorial experience. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

A road collision can damage vehicles, destroy property and cause severe injuries. Liability car insurance covers associated costs when you’re at fault, protecting you from shelling out thousands in ...

Liability coverage helps you pay for another driver’s vehicle repairs and medical expenses if you are at-fault in an accident. This type of coverage can pay out for both property damage and bodily ...

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Learn how split limits in auto insurance define maximum payouts for bodily injury and property damage to better understand ...