A search and rescue team looks for people in Hunt, Texas, on July 7, 2025, following severe flash flooding. Though lost lives can never be recovered, the US has long had a program designed to help ...

When the US Federal Emergency Management Agency overhauled rates for millions of homeowners in the National Flood Insurance Program (NFIP), in 2021, the goal was to end decades of underpricing and to ...

Inland areas have suffered severe flooding in recent years, experts note. And standard homeowner policies don’t cover flood damage. By Ann Carrns With the Atlantic hurricane season about to start, ...

Flood insurance costs in the state had already been rising rapidly as part of the NFIP’s new risk rating system.14 Adding to the financial pressure, Louisianans pay the second-highest average home ...

Florida's home insurance market is stabilizing after a crisis, but obtaining coverage, especially during hurricane season, remains challenging. Home insurance rates are still rising slightly, but not ...