A high debt-to-income ratio is a common reason lenders deny applications. The good news is that you can lower your DTI.

You don't have to feel like you're drowning. This is the game plan you can use to deplete debt from your balances so you can ...

These moves can help you avoid years of back-breaking interest.

When building your goals for 2026, experts recommend focusing less on the past and more on an optimistic yet realistic vision for the future.

TULSA, Okla. — Now that we're deep in the holiday shopping season, it's time to take a step back and consider how deep we're willing to go in debt — and consider how long it takes to pay off holiday ...

It's the time of year when even the best-laid budget plans get thrown aside, and credit-card balances start climbing. During the holiday season, it's common to set expectations high, which can easily ...

"Less ideal debt" is for buying an asset that drops in value, like a car loan, or has a high interest rate, like credit cards. "Necessary debt" is used to buy an asset that can rise in value, like a ...

If your goal is peace of mind, paying what's owed can feel like a weight lifted. You eliminate collection calls and remove ...

From 2015 to 2017, Naseema McElroy paid off nearly $1 million in debt. Now, she's saving aggressively in pursuit of financial ...

NEW YORK (AP) — The start of a new year usually brings new motivation to achieve goals like eating healthier or finally cleaning your basement. Many resolutions also focus on financial goals, such as ...