With the right Excel templates, you can budget, track expenses, and plan for the future—all without breaking a sweat. The ...

gather key information Before you get started with our free budget spreadsheet below, you’ll need some key financial information, including: Your take-home pay, or your monthly income after taxes.

Budget worksheets provide a basic layout for tracking your monthly expenses and income so you can pinpoint where your money is going and figure out areas where you can cut back on spending.

A good budget helps you reach your spending and savings goals. Work out a proposed household budget by inputting your sources of income and projected expenses into Kiplinger's exclusive worksheet ...

But before you start plugging numbers into a spreadsheet or app ... These are the expenses you cannot avoid, including monthly bills. If you use the 50/30/20 budget, these should account for ...