The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.
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Clark Howard calls credit card debt an emergency for Americans
Quick Read Credit card interest rates reached nearly 21% as of Q3 2025. Paying off 21% debt delivers a guaranteed 21% return ...
Paying only the minimum keeps your card current, but it can trap you in debt for years and cost thousands in interest.
One investor explains how his "enough number" has changed over time, as costs have gone up and he's dealt with life ...
Intro APR offer: The Wells Fargo Reflect Card offers a 0% intro APR for 21 months from account opening on purchases and ...
LingoAce, a leading global provider of online Mandarin Chinese education, today announced its expansion into K–12 core ...
When you have extra cash to put toward a home purchase, deciding between buying mortgage points or making a larger down payment can affect your monthly payment, long-term interest costs and overall ...
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