Wildfire seasons are now long enough, and destructive enough, that your home’s insurability has become a core part of your mortgage risk, not a side detail. If your coverage lapses, shrinks, or falls ...

Wildfire season no longer feels like a season at all, and that shift is quietly rewriting the fine print on homeowners insurance. Before the calendar flips, you need to know whether your carrier can ...

Add Yahoo as a preferred source to see more of our stories on Google. (Photo illustration by Avery Fox / Los Angeles Times) The Times spent the last year investigating how government agencies handled ...

A new Nevada law goes into effect Jan. 1 that creates a “sandbox” where insurance companies can experiment on wildfire policies over the next four years. “We are the first in the nation to offer this ...

With the threat of mudslides and debris flow following today's atmospheric river, Insurance Commissioner Ricardo Lara today reminded consumers to check their home or rental insurance policies.

For the first time, a state is letting property insurers sell homeowners’ policies that provide no coverage against wildfire damage. Nevada’s experiment could become a national model for states ...

Nevada lawmakers have enacted a first-of-its-kind law designed to keep insurance companies operating in the state as more insurers grow squeamish about doing business in wildfire-prone areas. But ...

The Times spent the last year investigating how government agencies handled the Eaton and Palisades fires. The reporting found failures in preplanning, evacuation orders, firefighting tactics and the ...