Capping interest at 10% could save Americans billions, but banks say it would shut millions out. Here's what drives rates and ...

To pay your debt off fast, you could consider an option that gives you an upfront lump sum of cash, like a home equity loan.

The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

Explore how consumer interest rates affect personal loans, auto loans, and credit card debts. Learn about non-deductible taxes and historical insights.

Politicians like Donald Trump and Zohran Mamdani propose policies like credit card interest rate caps and rent control. But ...

When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a common recommendation is to keep your utilization below 30% for a healthy ...

Intro APR offer: The Wells Fargo Reflect Card offers a 0% intro APR for 21 months from account opening on purchases and ...

You’re more likely to find rates below 5.00% when you have a higher credit score ...

If you’re applying for a personal loan, chances are it’s not because everything is going perfectly. Maybe you’re juggling ...

‘Slaughter’ of savings rates will sadden hard-pressed households, expert warns - The Bank of England base rate was held on ...

Earlier this week, President Donald Trump took to social media in support of a cap on credit card interest rates, saying Americans are being "ripped off" and proposing a one-year limit of 10%, ...

Demonizing greedy bankers and landlords is the last refuge of the poorly polling politician. And, as affordability remains a leading issue among voters, ...