Why the home insurance model is broken
Wildfires ripped through Southern California this month leaving more than 16,000 structures destroyed and insurers facing $40 ...
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Homeowners Insurance: What to Do If You're Denied Coverage
Dwelling protection: This portion protects the actual structure of the home. If a tree falls on the roof, for example, or a ...
Florida Winter Storm Could Raise Homeowners' Bills Amid Insurance Crisis
A winter storm could worsen Florida and Louisiana's insurance crises, with snow damage challenging homeowners and insurers.
Winter Storms and Home Insurance: What Every Homeowner Needs to Know
Discover how homeowners insurance protects against winter storm damage. Learn what's covered, from wind and snow to frozen ...
What's covered under home insurance and what's not
Homeowners insurance can help with sudden damage from incidents such as fires or storms, but it won't cover all problems that ...
Asheville homeowners' insurance rate to increase 9%; 'Difficult to speculate' on Helene's impact
The North Carolina Department of Insurance has announced that Buncombe and Henderson counties will see substantially lower ...
Lose home insurance in Pierce County? Some areas are seeing a ‘higher level of scrutiny’
The News Tribune asked experts how insurance companies calculate wildfire risk and what prompts them to drop policyholders.
For many who lost homes in Los Angeles fires, insurance won't cover entire cost of rebuilding
The total cost of rebuilding homes in the L.A.-area fires will outpace what underinsured owners' insurance policies can ...
California’s home insurance prices set to soar
Note that policy costs in these high-risk states, minus California, averaged $5,040 – roughly 150% more than Golden State ...
What Los Angeles fire victims can expect from their insurance adjuster
A public insurance adjuster may help negotiate a better insurance payout for residents who lost their homes in the Los ...
Climate change is worsening the insurance crisis. Some states have solutions
The devastating Los Angeles fires have been a grim reminder of America’s homeowners insurance crisis, as climate change intensifies potential property damage and insurers scramble to price rising risk ...