An icon in the shape of a lightning bolt. Impact Link Figuring out how to budget can be overwhelming, especially if you've never budgeted before. If you don't want to create a budget by hand ...

A teenager from Havant, Hampshire, has to manage more than 40 allergies—including an allergy to water—using a colour-coded spreadsheet. Chloe Ramsay, 19, was diagnosed with pollen food ...

or try tools such as budget apps or NerdWallet's budget template. Pay attention to where your money is going. If you notice areas where you’re overspending, try to cut those costs. If you’re ...