Before you hit the road, it's vital to know what will actually cost (or save) you money ...

Even with New Jersey automobile insurance rates climbing by double-digits, consumers can still take steps to lower their premiums.

Drivers with accidents, speeding tickets or DUI convictions pay some of the highest rates for car insurance of any demographic. A single at-fault collision, for example, can spike your premiums 45%.

Car insurance pays for car damages and injuries after an accident. Without insurance, you would have to pay for damages you cause. For example, if you rear ended someone, your car insurance policy, ...

You’re more likely to find rates below 5.00% when you have a higher credit score ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Safe drivers can save up to 30% with State Farm Drive Safe & Save. That could be an excellent deal given State Farm's affordable rates. Drive Safe and Save with State Farm is a program that offers car ...