He previously held senior editorial roles at Investopedia and Kapitall Wire and holds a MA in Economics from The New School for Social Research and Doctor of Philosophy in English literature from NYU.

Investopedia / Daniel Fishel The federal poverty level (FPL) is an economic measure used to decide whether the income level of an individual or family qualifies them for certain federal benefits ...

Mortgage rates are up just a couple of basis points since last week, keeping them near their post-Christmas low. Rates on new ...

Investopedia contributors come from a range ... U.S. Bureau of Labor Statistics. "Concepts and Definitions (CPS)," Select "Unemployed." U.S. Bureau of Labor Statistics. "Concepts and Definitions ...

Investopedia / Dennis Madamba Social justice ... While there is no single definition of social justice, most approaches share the broad goals of inclusion and fairness. In order to achieve those ...

The best ways to use your tax refund include building an emergency fund, paying off high-interest debt, and saving for ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. David Kindness is a Certified Public ...

Samantha (Sam) Silberstein, CFP®, CSLP®, EA, is an experienced financial consultant. She has a demonstrated history of working in both institutional and retail environments, from broker-dealers ...

Learn how the clean vehicle tax credit works in 2025, including who qualifies and what changes were made under the Inflation Reduction Act.

Investopedia / Yurle Villegas Hypothecation occurs most commonly in mortgage lending. A mortgage is a type of loan that's secured by an underlying property. The borrower technically owns the house ...

Article Sources Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts.

Article Sources Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts.