Many people assume that the interest rate on their credit card is locked in, but in reality, you can often negotiate a lower rate, Lesley-Anne Scorgie writes.

Typically used by companies, the budgeting system encourages you to use every penny of your monthly income — as long as you do it consciously.

In today's era of antibiotic-free poultry production, feed and water additives provide producers with an alternative method to improve poultry health and ...