Indexed universal life insurance (IUL) has certain benefits and drawbacks. Discover how the cash value of IUL grows with ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations and risks ...

What Is Universal Life Insurance? Universal life insurance offers permanent coverage with a unique twist—flexibility. Unlike other policies that lock you into fixed premiums and set death benefits, ...

Many options are available when planning for retirement. Two popular options are life insurance retirement plans (LIRPs) and indexed universal life (IUL) insurance. Both offer a blend of life ...

Indexed Universal Life Insurance (IUL) is frequently positioned as a solution that offers both lifelong insurance coverage and the potential for market-linked cash value growth. This combination often ...

Life insurance is about protecting your family financially. While money can’t replace you, it’s important to have the right ...

Life insurance sales for the second quarter topped $2.9 billion, up 8.5% compared to the previous quarter and up 2.6% compared to the same period last year, Wink, Inc. reports. Strong sales of indexed ...

With a focus on business owners and business needs, Principal has life insurance options that scored very well in our evaluation Written By Written by Insurance Senior Editor, Buy Side Amy Danise is ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

Life insurance offers a combination of benefits when you pass away and while you're still alive. These benefits can have long-lasting impacts for your family, too.

Term life insurance expires after a predetermined time frame but, so long as you keep paying your premiums, whole life insurance will always remain in force. That makes it more expensive, but a whole ...