Our calculations shows that "Buy term and invest the rest" (BTIR) is more than likely to provide better investment returns compared to using ILPs while also providing adequate financial protection.

We talk to the experts to find out if it is wise having insurance in a financial portfolio and where it may do more harm than ...

Life insurance offers a combination of benefits when you pass away and while you're still alive. These benefits can have long-lasting impacts for your family, too.

Union Budget 2026 PPF, Small Savings, Post Office Schemes, LTCG/STCG Changes, Life Insurance, Gold and SGB Announcements ...

Find out how life insurance rates are determined and how to compare rates and shop around for a better deal ...

The insurer offers term, whole and universal life insurance with multiple riders at competitive rates ...

If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died prematurely? A term life insuran ...

A comprehensive guide to long-term care insurance costs, coverage options and whether it’s right for you.

This explains why choosing between lump sum and monthly payouts is as important as coverage amount. The right structure helps ...

He has also chaired the Actuaries Institute’s Audit and Risk Council Committee and its Nominations Council Committee. “As actuaries, we’re trusted to meet the CEO or board's brief and our mandated ...

The subordinated insurance debt market is anticipated to outperform again in 2026, after a landmark year of Restricted Tier 1 ...

Insurers are not taking advantage of the digitisation to support both acquisition costs and restore ‘value for money’ to the policyholder, it says ...