Another idea is, you can use this money to start sinking funds to create savings accounts for reoccurring expenses. This is also the same challenge. There are 182.5 days in 6 months so you can ...

Combined with the continued rise of the cost of living, saving money can seem ... don’t count in your challenge. Car maintenance, school uniform or anything you need for day-to-day life counts ...

The solution might be the popular “low-buy” January challenge. Hands up if looking at your bank account right now hurts more than a New Year’s Day hangover ... a simple money-saving tactic ...