Discover what the average collected balance is and how it's used to calculate interest on bank deposits. Understand the difference from other balances and why it matters.

Achieve reports a grace period allows extra time to pay without penalties. Knowing how it works can help manage loan payments ...

Why SoFi, LightStream, Discover and more make our best debt consolidation loan list.

Paying only the minimum keeps your card current, but it can trap you in debt for years and cost thousands in interest.

Today is the day you pay off the remaining balance on your credit card. Congrats! But if you waited until you received your ...

Affirm is a lender that allows you to buy now and pay later, whether you're shopping in-store or online. After qualifying for one of these short-term loans, you choose a payment schedule and then ...

Learn when to redeem or save credit card points, avoid common pitfalls, and maximize value with smart strategies that help ...

CNBC Select compares this year's best 0% APR credit cards so you can avoid interest charges and maximize savings.

When you get a refund on a credit card purchase, you usually see the refund in your account within a few days. However, you'll likely lose any rewards you earned on the purchase. It' ...

Amex Card, now American Express Gift Card, is a prepaid single-use card that cannot be recharged. The card can be purchased online, at stores, or by calling American Express, with denominations from ...