Quick Read Credit card interest rates reached nearly 21% as of Q3 2025. Paying off 21% debt delivers a guaranteed 21% return ...

Paying only the minimum keeps your card current, but it can trap you in debt for years and cost thousands in interest.

Intro APR offer: The Wells Fargo Reflect Card offers a 0% intro APR for 21 months from account opening on purchases and ...

The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

The central bank’s policy stance can influence consumer savings and borrowing, from car financing to home equity loans. Here’s how it works.

As part of a series of efforts to make life more affordable, President Donald Trump aims to help Americans with credit-card ...

If you’re starting 2026 with a stack of credit card bills looming, you’re not alone. The average card debt among U.S.

A proposed one-year cap on credit card interest rates backed by President Donald Trump could reduce borrowing costs for some consumers but also limit access to credit, pressure bank profits and ...

Peter Gratton, Ph.D., is a New Orleans-based editor and professor with over 20 years of experience in investing, risk management, and public policy. Peter began covering markets at Multex (Reuters) ...

President Donald Trump's weekend calls to cap credit card interest rates at 10% would make a major dent in credit card company earnings, and comes at a time when American consumers are carrying more ...

Termination fee calculations must reflect the full lease context, not isolated clauses. Courts will look at all lease language and subsequent amendments to interpret termination payment formulas, ...

As the new year approaches, financial counselors say millions of Americans struggling with credit card debt still have options to regain control. Roughly half of U.S. households carry some level of ...