A HELOC is one of the most affordable borrowing options right now, but can you qualify for one with a lot of debt?

US consumer debt outstanding unexpectedly fell in November by the most in over a year as credit-card balances plunged.

There is an estimated $49 billion in unpaid medical bills from the credit reports of roughly 15 million Americans.

A trade group representing consumer credit reporting companies and a Texas-based credit union association have filed a ...