Discover how hourly clauses in reinsurance limit coverage by timeframe, benefit reinsurers, and see real-world examples of their application in catastrophe insurance.

Dear Dr. Roach: I read your column daily in my local newspaper. The people who write in often describe themselves as "healthy" or "in good health." Then they always add that they are taking some sort ...

There are many reasons one might come to love one’s country. It first appears in the connection to place, a bond to a physical location, usually associated with where one grew up. It extends from ...

In the latest twist in human evolution, scientists have discovered that a mysterious foot found in Ethiopia belonged to a previously unknown ancient relative. Dated to around 3.4 million years ago, ...

Two years after the worst attack on Israel in its history, the country stands at a crossroads. Israel is not a failed state. It is a great state with a failed government. Its foundations remain strong ...

Chinese President Xi Jinping is doing something unusual this week. He is driving Donald Trump off the front page. The story the world is watching isn’t datelined Washington. Instead Tianjin, China, ...

An alienation clause, also known as a due-on-sale clause, is a standard provision in most mortgage agreements. It requires the borrower to repay the full loan balance if the property is sold or ...

An 18-year-old in Utah who was accused of having sex with a 13-year-old avoided jail after the laws governing sexual offenses were changed while his relative was president of the state Senate. Senate ...

So, you’re driving a car at half the speed of light. (Both hands on the wheel, please.) You turn on the headlights. How fast would you see this light traveling? What about a person standing by the ...