However, if you're dealing with legitimate debts that you actually owe, a 609 letter won't make them disappear. In these ...

Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

"Less ideal debt" is for buying an asset that drops in value, like a car loan, or has a high interest rate, like credit cards. "Necessary debt" is used to buy an asset that can rise in value, like a ...

WAKE FOREST, NC, UNITED STATES, January 12, 2026 /EINPresswire.com/ — GetOutOfDebt.org today announced the launch of its free Debt Relief Contract Decoder, an ...

As the new year approaches, financial counselors say millions of Americans struggling with credit card debt still have options to regain control. Roughly half of U.S. households carry some level of ...

Americans continue to struggle under the weight of crushing debt. Consumers owed an average of $104,755 as of mid-2025 — down slightly from $105,580 a year earlier — according to credit bureau ...

Debt is rising nationwide and across nearly every lending category, as Americans grapple with recent policy changes as well as broader financial strains toward the end of 2025. In the third quarter of ...

With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...

Black Americans have been systematically excluded from wealth accumulation through policies and practices that increase debt burdens and limit asset building, leading to chronic financial ...

As holiday spending rises, so does LegalShield’s latest Consumer Legal Stress Index Composite Consumer Legal Stress up 9th consecutive month; Bankruptcy, foreclosure and consumer debt subindices also ...

A six-year-old federal program designed to help the smallest American businesses cut debt and get a fresh start has set a record for the number of cases filed, court data show. More than 2,200 people ...