Medical debt regulations are shifting dramatically in 2026, with states banning credit reporting and federal rules in limbo. If you’re a healthcare provider, the old collection playbook might soon ...

In today’s economy, the American consumer is caught between a rock and a hard place. On one side, credit card balances have climbed to a staggering record of $1.23 trillion, a 60% increase from the ...

After years of pandemic-era relief, the federal government has begun enforcing student loan repayment rules that had largely been on hold. Starting January 7, the Department of Education will start ...

The Fostering Affordability and Integrity through Reasonable Business Practices Act, or FAIR Business Practices Act, was introduced and sponsored by New York state Attorney General Letitia James, ...

A 52-year-old faces a financial crisis with a plummeting credit score and mounting debt collections. Caleb Hammer breaks down the numbers and discusses the impact. Opinion: The dog that didn’t bark on ...

The Trump administration will begin to seize student debt repayments from the wages of borrowers in default early next year, the US Education Department said Tuesday, a long-promised move that ...

Richard Andreano Jr., John Culhane Jr. As required by amendments to the FDCPA made by Section 1089 of Dodd Frank, the CFPB recently released its annual report to Congress on FDCPA compliance. We note ...

CHARLOTTE — A growing number of people are finding themselves living paycheck to paycheck right now. Due to the ongoing government shutdown, many are going without paychecks altogether. Consumer debt ...

Debt collection scams can be one of the most frightening and persistent scam types. Victims often report that scammers harass them or their family members for weeks or even months, both at home and at ...

DAYTON — Complaints about aggressive debt collectors are on the rise as more people find themselves living paycheck to paycheck. Sam Brashears, a single mom working as an appointment scheduler, has ...