EVs among the cars with the worst first-time MOT pass rates - here's why

Data provided by the DVSA shows that five of the 10 motors with the worst first MOT pass rates last year are EVs.

Here’s How You Can Spend More During Retirement

For some retirees, making the most of their nest egg means spending as much as possible before passing away. As the saying goes, “You can’t take it with you.” And after spending decades working and ...

Pass-Through Rate Explained: How It Works with Examples

Learn what a pass-through rate is and how it determines net interest for investors in mortgage-backed securities. Understand ...

Hybrid ARM: What it Means and how it Works

A hybrid adjustable-rate mortgage is a type of mortgage that has an initial fixed interest rate period followed by an ...

Is a Safe Retirement Withdrawal Rate Below 4% or Almost 6%?

The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.
IEEE

A Novel Heart Rate Variability Measurement Method for Detecting Obstructive Sleep Apnea Using Local Difference Visibility Graphs

Abstract: Obstructive sleep apnea (OSA) is a common and chronic respiratory disorder. Autonomic dysfunction and heart rate (HR) change usually occur during apneic events. Damaged autonomic nerve ...
IEEE

An end-to-end non-contact heart rate estimation method based on facial videos via continuous tracking model

Abstract: In recent years, non-contact heart rate (HR) estimation methods based on remote photoplethysmogram (rPPG) have attracted much attention. This approach estimates heart rate by detecting ...