Though rare, insurance companies sometimes fail and become insolvent. Learn about the existing safeguards and what you can do ...

You or your company file a claim. Either you or someone on your behalf files a workers' comp claim with the insurance company ...

What is a no-claims discount or bonus? A no-claims discount (NCD) – also known as a no-claims bonus – is a percentage discount on your insurance premium to reward you for not having made a car ...

Its Deputy Minister Lim Hui Ying also said that in some instances, the treatment cost for those using pay-and-claim insurance was cheaper than those with guarantee letters. “Given the lack of ...