Surprises are a constant companion of life. Some of them are good, like birthdays and weddings. Others are unpleasant, like sudden ailments and accidents.

Life insurance offers a combination of benefits when you pass away and while you're still alive. These benefits can have long-lasting impacts for your family, too.

AARP offers life insurance from New York Life, but there are some potential downsides ...

The insurer offers term, whole and universal life insurance with multiple riders at competitive rates ...

Level term cover is one of the most popular options. It simply means that the sum insured remains the same, or it is ‘level’, and fixed for the duration of the policy. This kind of cover, with its ...

Heckerling experts warn advisors about policy management risks and tax traps that can derail permanent life insurance ...

We analyzed 19 term life insurance companies to find the best options based on cost, coverage and complaints ...

If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died prematurely? A term life insuran ...

Understand costs, how 20-year term life insurance works and who it can help the most ...

After half a decade of continuous tax and regulatory recalibration, Budget 2026 marks the first deliberate pause in insurance-specific reforms, raising a larger question on whether the sector has fina ...

A renewable term is an insurance clause that allows the beneficiary to extend the coverage term for an additional time period without having to re-qualify.

We talk to the experts to find out if it is wise having insurance in a financial portfolio and where it may do more harm than ...