Find out how life insurance rates are determined and how to compare rates and shop around for a better deal ...

Life insurers typically give higher quotes or reject you for coverage if you have pre-existing medical conditions. Quotes for people with health conditions can vary a lot by insurer, so it’s important ...

Indexed universal life insurance (IUL) has certain benefits and drawbacks. Discover how the cash value of IUL grows with ...

Understanding how smoking affects policies and which insurers offer competitive rates can help you secure affordable coverage. Life insurance provides essential financial protection for your loved ...

Smokers pay much more for life insurance than nonsmokers, but the definition of a “smoker” can vary by company Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...

If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died ...

Life insurance and annuities allow individuals to invest tax-deferred, but they pay policyholders differently. Learn how each works.

Strategies for finding the best deal if you have health issues Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited By ...