However, some retirees might find a more flexible approach to retirement withdrawals more appealing. Strategies that involve changing withdrawal amounts from year to year—taking lower withdrawals in ...

Private equity is illiquid, hard to value, and expensive. Yet it could be useful within target-date funds, and the industry ...

However, their asset allocation framework is the foundation of how and where they invest capital. This discipline allows them ...

The approach you take to future withdrawals matters as well. Deviating from taking inflation adjustments to your withdrawal ...

Any money that you think you will need in the next 1 year should be parked in liquid funds, arbitrage funds or other funds where your returns are reasonably certain and loss of capital is largely ...

The S&P 500's returns are measured using time-weighted returns (TWR), which don't account for cash flows like withdrawals. If you're retired and withdrawing funds, comparing your portfolio to the S&P ...

As 2025 begins, investors should reflect on lessons from 2024 to avoid repeating mistakes. Key resolutions include ...

We also compare that to a more conservative strategy, something proposed by Michael Kitces around the concept of a bond tent. This involves building up more fixed income as you near retirement, ...

BlackRock identifies this trend and suggests that investors need to look beyond government bonds for diversification. This is ...

Balancing your short-term and long-term investments is paramount. Check out this post, where we understand how to strike a ...

Creating a plan for funding college can help you clarify what choices you will make and keep you on track to meet your goal.