Recent research supports moving away from rigid withdrawal rates. Morningstar’s December 2025 analysis recommends a 3.9% starting safe withdrawal rate for new retirees with a 30-year horizon—not 4%.

Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's what the data shows.

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The old "safe" withdrawal rate is either too risky or too conservative. It is time to embrace a strategy that breathes with ...

The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

Kelsey Roberts - Post-Doctoral Scholar in Marine Ecology, Cornell University; UMass Dartmouth, Daniele Visioni - Assistant Professor of Earth and Atmospheric Sciences, Cornell University, Morgan Raven ...

Post-Doctoral Scholar in Marine Ecology, Cornell University; UMass Dartmouth Through his role at Cornell University, Daniele Visioni receives funding from the Quadrature Climate Foundation and the ...

Add Yahoo as a preferred source to see more of our stories on Google. Phytoplankton blooms, seen by satellite in the Baltic Sea, pull carbon dioxide out of the atmosphere. European Space Agency via ...

(The Conversation is an independent and nonprofit source of news, analysis and commentary from academic experts.) That reality has motivated scientists, governments and a growing number of startups to ...

This is read by an automated voice. Please report any issues or inconsistencies here. The Trump administration is withdrawing the U.S. from international climate organizations, including the ...